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Debt Settlement

Debt Settlement (also known as Debt Negotiation or Arbitration) can for many people be the most cost-effective option to pay off debts and provide one alternative to bankruptcy*. Debt Settlement is a proactive approach for those experiencing the stress of not meeting their monthly financial obligations because of too much debt. We understand the struggle of living with an overwhelming amount of debt, and our goal is to negotiate and settle your debt so that you can begin living the lifestyle you've been dreaming about…being stress free of debt.

If you are simply paying minimum monthly payments, then surely it feels like you are spinning your wheels & getting nowhere. Our program will negotiate your total debt in the program down to an average of 40-65%* of what you originally owed. So, you end up paying only a fraction of the debt! Our program is custom-built for each clients current personal and financial situation and level of debt capability in order to make the process as quick and affordable for you.

Savings Based Fees

Assista Financial Solutions is one of the first debt settlement companies in the nation to adopt a Performance Based Compensation fee structure which delays all settlement fees collected (after the small down payment) until each credit account is actually settled- an important distinction!

  • 100% of the monthly payment after support/bank fee goes into the settlement account, so that creditors start to get paid sooner.
  • We are incentivized to settle accounts sooner- and for as little as possible- since we are paid on the % of savings.
  • It is in our best interest to provide great customer service for the entire program length to ensure your success & referrals (and ours!)
Remember: Assista does not collect ALL of its fees until we settle ALL of your accounts.

The Assista Process

Our negotiation process has been tested and developed over years of experience by our team of professionals in the field of finance and credit card debt. Our professionals are highly skilled in each of their fields of expertise. Through the established relationships that we have with the creditors and financial institutions, we are able to successfully negotiate the debts of our clients. Creditors are willing to negotiate a debt with Assista Financial Solutions, on behalf of our clients, with the understanding that the settled amount will be paid in a timely manner. Furthermore, creditors are always looking to avoid the ineffective and costly efforts of an outside collection company. We continually develop our relationships with creditors throughout the country, and we always maintain a very professional and cooperative relationship with the creditors in order to reach the most favorable settlement offer for our clients. We work directly, and 100% for you.

Debt settlement is a proven way of solving many debt problems. Our representatives work each case individually to determine your eligibility and then, IF YOU QUALIFY, they will establish a program that allows repayment of the debt through reasonable & affordable monthly payments. This approach customizes your debt repayment solution vs. more rigid consolidation options. Our approach assists you by reducing the time to repay the debt and by negotiating a settlement amount that fits within your current- and often lower- monthly budget.

For more information, call us TOLL-FREE or complete our brief email REQUEST form for a free 15 minute evaluation. A representative will contact you to discuss how to get started today. There is no cost or obligation.

*Assista debt settlements are negotiated, and all creditors may not provide offers. Full program participation is required to obtain maximum settlement benefit. Clients considering bankruptcy should always contact a qualified attorney.